diff --git a/apps/bot/src/config.ts b/apps/bot/src/config.ts
index d06b8cb..00fbf20 100644
--- a/apps/bot/src/config.ts
+++ b/apps/bot/src/config.ts
@@ -114,7 +114,7 @@ export function getBotRuntimeConfig(env: NodeJS.ProcessEnv = process.env): BotRu
     householdId !== undefined &&
     telegramHouseholdChatId !== undefined &&
     telegramFeedbackTopicId !== undefined
-  const miniAppAuthEnabled = databaseUrl !== undefined && householdId !== undefined
+  const miniAppAuthEnabled = databaseUrl !== undefined
   const hasSchedulerOidcConfig = schedulerOidcAllowedEmails.length > 0
   const reminderJobsEnabled =
     databaseUrl !== undefined &&
diff --git a/apps/bot/src/household-setup.ts b/apps/bot/src/household-setup.ts
index 6535c90..880f71b 100644
--- a/apps/bot/src/household-setup.ts
+++ b/apps/bot/src/household-setup.ts
@@ -1,4 +1,4 @@
-import type { HouseholdSetupService } from '@household/application'
+import type { HouseholdOnboardingService, HouseholdSetupService } from '@household/application'
 import type { Logger } from '@household/observability'
 import type { Bot, Context } from 'grammy'
 
@@ -51,8 +51,72 @@ function bindRejectionMessage(
 export function registerHouseholdSetupCommands(options: {
   bot: Bot
   householdSetupService: HouseholdSetupService
+  householdOnboardingService: HouseholdOnboardingService
+  miniAppBaseUrl?: string
   logger?: Logger
 }): void {
+  options.bot.command('start', async (ctx) => {
+    if (ctx.chat?.type !== 'private') {
+      return
+    }
+
+    if (!ctx.from) {
+      await ctx.reply('Telegram user identity is required to join a household.')
+      return
+    }
+
+    const startPayload = commandArgText(ctx)
+    if (!startPayload.startsWith('join_')) {
+      await ctx.reply('Send /help to see available commands.')
+      return
+    }
+
+    const joinToken = startPayload.slice('join_'.length).trim()
+    if (!joinToken) {
+      await ctx.reply('Invalid household invite link.')
+      return
+    }
+
+    const identity = {
+      telegramUserId: ctx.from.id.toString(),
+      displayName:
+        [ctx.from.first_name, ctx.from.last_name].filter(Boolean).join(' ').trim() ||
+        ctx.from.username ||
+        `Telegram ${ctx.from.id}`,
+      ...(ctx.from.username
+        ? {
+            username: ctx.from.username
+          }
+        : {}),
+      ...(ctx.from.language_code
+        ? {
+            languageCode: ctx.from.language_code
+          }
+        : {})
+    }
+
+    const result = await options.householdOnboardingService.joinHousehold({
+      identity,
+      joinToken
+    })
+
+    if (result.status === 'invalid_token') {
+      await ctx.reply('This household invite link is invalid or expired.')
+      return
+    }
+
+    if (result.status === 'active') {
+      await ctx.reply(
+        `You are already an active member. Open the mini app to view ${result.member.displayName}.`
+      )
+      return
+    }
+
+    await ctx.reply(
+      `Join request sent for ${result.household.name}. Wait for a household admin to confirm you.`
+    )
+  })
+
   options.bot.command('setup', async (ctx) => {
     if (!isGroupChat(ctx)) {
       await ctx.reply('Use /setup inside the household group.')
@@ -85,12 +149,64 @@ export function registerHouseholdSetupCommands(options: {
     )
 
     const action = result.status === 'created' ? 'created' : 'already registered'
+    const joinToken = await options.householdOnboardingService.ensureHouseholdJoinToken({
+      householdId: result.household.householdId,
+      ...(ctx.from?.id
+        ? {
+            actorTelegramUserId: ctx.from.id.toString()
+          }
+        : {})
+    })
+
+    const joinDeepLink = ctx.me.username
+      ? `https://t.me/${ctx.me.username}?start=join_${encodeURIComponent(joinToken.token)}`
+      : null
+    const joinMiniAppUrl = options.miniAppBaseUrl
+      ? (() => {
+          const url = new URL(options.miniAppBaseUrl)
+          url.searchParams.set('join', joinToken.token)
+          if (ctx.me.username) {
+            url.searchParams.set('bot', ctx.me.username)
+          }
+          return url.toString()
+        })()
+      : null
+
     await ctx.reply(
       [
         `Household ${action}: ${result.household.householdName}`,
         `Chat ID: ${result.household.telegramChatId}`,
-        'Next: open the purchase topic and run /bind_purchase_topic, then open the feedback topic and run /bind_feedback_topic.'
-      ].join('\n')
+        'Next: open the purchase topic and run /bind_purchase_topic, then open the feedback topic and run /bind_feedback_topic.',
+        'Members can join from the button below or from the bot link.'
+      ].join('\n'),
+      joinMiniAppUrl || joinDeepLink
+        ? {
+            reply_markup: {
+              inline_keyboard: [
+                [
+                  ...(joinMiniAppUrl
+                    ? [
+                        {
+                          text: 'Join household',
+                          web_app: {
+                            url: joinMiniAppUrl
+                          }
+                        }
+                      ]
+                    : []),
+                  ...(joinDeepLink
+                    ? [
+                        {
+                          text: 'Open bot chat',
+                          url: joinDeepLink
+                        }
+                      ]
+                    : [])
+                ]
+              ]
+            }
+          }
+        : {}
     )
   })
 
diff --git a/apps/bot/src/index.ts b/apps/bot/src/index.ts
index a07efbc..c2d205a 100644
--- a/apps/bot/src/index.ts
+++ b/apps/bot/src/index.ts
@@ -3,6 +3,7 @@ import { webhookCallback } from 'grammy'
 import {
   createAnonymousFeedbackService,
   createFinanceCommandService,
+  createHouseholdOnboardingService,
   createHouseholdSetupService,
   createReminderJobService
 } from '@household/application'
@@ -27,7 +28,7 @@ import {
 import { createReminderJobsHandler } from './reminder-jobs'
 import { createSchedulerRequestAuthorizer } from './scheduler-auth'
 import { createBotWebhookServer } from './server'
-import { createMiniAppAuthHandler } from './miniapp-auth'
+import { createMiniAppAuthHandler, createMiniAppJoinHandler } from './miniapp-auth'
 import { createMiniAppDashboardHandler } from './miniapp-dashboard'
 
 const runtime = getBotRuntimeConfig()
@@ -51,6 +52,16 @@ const financeRepositoryClient =
 const financeService = financeRepositoryClient
   ? createFinanceCommandService(financeRepositoryClient.repository)
   : null
+const householdOnboardingService = householdConfigurationRepositoryClient
+  ? createHouseholdOnboardingService({
+      repository: householdConfigurationRepositoryClient.repository,
+      ...(financeRepositoryClient
+        ? {
+            getMemberByTelegramUserId: financeRepositoryClient.repository.getMemberByTelegramUserId
+          }
+        : {})
+    })
+  : null
 const anonymousFeedbackRepositoryClient = runtime.anonymousFeedbackEnabled
   ? createDbAnonymousFeedbackRepository(runtime.databaseUrl!, runtime.householdId!)
   : null
@@ -118,6 +129,12 @@ if (householdConfigurationRepositoryClient) {
     householdSetupService: createHouseholdSetupService(
       householdConfigurationRepositoryClient.repository
     ),
+    householdOnboardingService: householdOnboardingService!,
+    ...(runtime.miniAppAllowedOrigins[0]
+      ? {
+          miniAppBaseUrl: runtime.miniAppAllowedOrigins[0]
+        }
+      : {}),
     logger: getLogger('household-setup')
   })
 } else {
@@ -177,11 +194,19 @@ const server = createBotWebhookServer({
   webhookPath: runtime.telegramWebhookPath,
   webhookSecret: runtime.telegramWebhookSecret,
   webhookHandler,
-  miniAppAuth: financeRepositoryClient
+  miniAppAuth: householdOnboardingService
     ? createMiniAppAuthHandler({
         allowedOrigins: runtime.miniAppAllowedOrigins,
         botToken: runtime.telegramBotToken,
-        repository: financeRepositoryClient.repository,
+        onboardingService: householdOnboardingService,
+        logger: getLogger('miniapp-auth')
+      })
+    : undefined,
+  miniAppJoin: householdOnboardingService
+    ? createMiniAppJoinHandler({
+        allowedOrigins: runtime.miniAppAllowedOrigins,
+        botToken: runtime.telegramBotToken,
+        onboardingService: householdOnboardingService,
         logger: getLogger('miniapp-auth')
       })
     : undefined,
@@ -190,6 +215,7 @@ const server = createBotWebhookServer({
         allowedOrigins: runtime.miniAppAllowedOrigins,
         botToken: runtime.telegramBotToken,
         financeService,
+        onboardingService: householdOnboardingService!,
         logger: getLogger('miniapp-dashboard')
       })
     : undefined,
diff --git a/apps/bot/src/miniapp-auth.test.ts b/apps/bot/src/miniapp-auth.test.ts
index d263453..517588a 100644
--- a/apps/bot/src/miniapp-auth.test.ts
+++ b/apps/bot/src/miniapp-auth.test.ts
@@ -1,28 +1,77 @@
 import { describe, expect, test } from 'bun:test'
 
-import type { FinanceRepository } from '@household/ports'
+import { createHouseholdOnboardingService } from '@household/application'
+import type {
+  HouseholdConfigurationRepository,
+  HouseholdTopicBindingRecord
+} from '@household/ports'
 
-import { createMiniAppAuthHandler } from './miniapp-auth'
+import { createMiniAppAuthHandler, createMiniAppJoinHandler } from './miniapp-auth'
 import { buildMiniAppInitData } from './telegram-miniapp-test-helpers'
 
-function repository(
-  member: Awaited<ReturnType<FinanceRepository['getMemberByTelegramUserId']>>
-): FinanceRepository {
+function onboardingRepository(): HouseholdConfigurationRepository {
+  const household = {
+    householdId: 'household-1',
+    householdName: 'Kojori House',
+    telegramChatId: '-100123',
+    telegramChatType: 'supergroup',
+    title: 'Kojori House'
+  }
+  let joinToken: string | null = 'join-token'
+  let pending: {
+    householdId: string
+    householdName: string
+    telegramUserId: string
+    displayName: string
+    username: string | null
+    languageCode: string | null
+  } | null = null
+
   return {
-    getMemberByTelegramUserId: async () => member,
-    listMembers: async () => [],
-    getOpenCycle: async () => null,
-    getCycleByPeriod: async () => null,
-    getLatestCycle: async () => null,
-    openCycle: async () => {},
-    closeCycle: async () => {},
-    saveRentRule: async () => {},
-    addUtilityBill: async () => {},
-    getRentRuleForPeriod: async () => null,
-    getUtilityTotalForCycle: async () => 0n,
-    listUtilityBillsForCycle: async () => [],
-    listParsedPurchasesForRange: async () => [],
-    replaceSettlementSnapshot: async () => {}
+    registerTelegramHouseholdChat: async () => ({
+      status: 'existing',
+      household
+    }),
+    getTelegramHouseholdChat: async () => household,
+    bindHouseholdTopic: async (input) =>
+      ({
+        householdId: input.householdId,
+        role: input.role,
+        telegramThreadId: input.telegramThreadId,
+        topicName: input.topicName?.trim() || null
+      }) satisfies HouseholdTopicBindingRecord,
+    getHouseholdTopicBinding: async () => null,
+    findHouseholdTopicByTelegramContext: async () => null,
+    listHouseholdTopicBindings: async () => [],
+    upsertHouseholdJoinToken: async (input) => ({
+      householdId: household.householdId,
+      householdName: household.householdName,
+      token: input.token,
+      createdByTelegramUserId: input.createdByTelegramUserId ?? null
+    }),
+    getHouseholdJoinToken: async () =>
+      joinToken
+        ? {
+            householdId: household.householdId,
+            householdName: household.householdName,
+            token: joinToken,
+            createdByTelegramUserId: null
+          }
+        : null,
+    getHouseholdByJoinToken: async (token) => (token === joinToken ? household : null),
+    upsertPendingHouseholdMember: async (input) => {
+      pending = {
+        householdId: household.householdId,
+        householdName: household.householdName,
+        telegramUserId: input.telegramUserId,
+        displayName: input.displayName,
+        username: input.username?.trim() || null,
+        languageCode: input.languageCode?.trim() || null
+      }
+      return pending
+    },
+    getPendingHouseholdMember: async () => pending,
+    findPendingHouseholdMemberByTelegramUserId: async () => pending
   }
 }
 
@@ -32,11 +81,14 @@ describe('createMiniAppAuthHandler', () => {
     const auth = createMiniAppAuthHandler({
       allowedOrigins: ['http://localhost:5173'],
       botToken: 'test-bot-token',
-      repository: repository({
-        id: 'member-1',
-        telegramUserId: '123456',
-        displayName: 'Stan',
-        isAdmin: true
+      onboardingService: createHouseholdOnboardingService({
+        repository: onboardingRepository(),
+        getMemberByTelegramUserId: async () => ({
+          id: 'member-1',
+          telegramUserId: '123456',
+          displayName: 'Stan',
+          isAdmin: true
+        })
       })
     })
 
@@ -67,10 +119,6 @@ describe('createMiniAppAuthHandler', () => {
         displayName: 'Stan',
         isAdmin: true
       },
-      features: {
-        balances: true,
-        ledger: true
-      },
       telegramUser: {
         id: '123456',
         firstName: 'Stan',
@@ -80,12 +128,14 @@ describe('createMiniAppAuthHandler', () => {
     })
   })
 
-  test('returns membership gate failure for a non-member', async () => {
+  test('returns onboarding state for a non-member with a valid household token', async () => {
     const authDate = Math.floor(Date.now() / 1000)
     const auth = createMiniAppAuthHandler({
       allowedOrigins: ['http://localhost:5173'],
       botToken: 'test-bot-token',
-      repository: repository(null)
+      onboardingService: createHouseholdOnboardingService({
+        repository: onboardingRepository()
+      })
     })
 
     const response = await auth.handler(
@@ -99,16 +149,58 @@ describe('createMiniAppAuthHandler', () => {
           initData: buildMiniAppInitData('test-bot-token', authDate, {
             id: 123456,
             first_name: 'Stan'
-          })
+          }),
+          joinToken: 'join-token'
         })
       })
     )
 
-    expect(response.status).toBe(403)
-    expect(await response.json()).toEqual({
+    expect(response.status).toBe(200)
+    expect(await response.json()).toMatchObject({
       ok: true,
       authorized: false,
-      reason: 'not_member'
+      onboarding: {
+        status: 'join_required',
+        householdName: 'Kojori House'
+      }
+    })
+  })
+
+  test('creates a pending join request from the mini app', async () => {
+    const authDate = Math.floor(Date.now() / 1000)
+    const join = createMiniAppJoinHandler({
+      allowedOrigins: ['http://localhost:5173'],
+      botToken: 'test-bot-token',
+      onboardingService: createHouseholdOnboardingService({
+        repository: onboardingRepository()
+      })
+    })
+
+    const response = await join.handler(
+      new Request('http://localhost/api/miniapp/join', {
+        method: 'POST',
+        headers: {
+          origin: 'http://localhost:5173',
+          'content-type': 'application/json'
+        },
+        body: JSON.stringify({
+          initData: buildMiniAppInitData('test-bot-token', authDate, {
+            id: 123456,
+            first_name: 'Stan'
+          }),
+          joinToken: 'join-token'
+        })
+      })
+    )
+
+    expect(response.status).toBe(200)
+    expect(await response.json()).toMatchObject({
+      ok: true,
+      authorized: false,
+      onboarding: {
+        status: 'pending',
+        householdName: 'Kojori House'
+      }
     })
   })
 
@@ -116,7 +208,9 @@ describe('createMiniAppAuthHandler', () => {
     const auth = createMiniAppAuthHandler({
       allowedOrigins: ['http://localhost:5173'],
       botToken: 'test-bot-token',
-      repository: repository(null)
+      onboardingService: createHouseholdOnboardingService({
+        repository: onboardingRepository()
+      })
     })
 
     const response = await auth.handler(
@@ -136,48 +230,4 @@ describe('createMiniAppAuthHandler', () => {
       error: 'Invalid JSON body'
     })
   })
-
-  test('does not reflect arbitrary origins in production without an allow-list', async () => {
-    const previousNodeEnv = process.env.NODE_ENV
-    process.env.NODE_ENV = 'production'
-
-    try {
-      const authDate = Math.floor(Date.now() / 1000)
-      const auth = createMiniAppAuthHandler({
-        allowedOrigins: [],
-        botToken: 'test-bot-token',
-        repository: repository({
-          id: 'member-1',
-          telegramUserId: '123456',
-          displayName: 'Stan',
-          isAdmin: true
-        })
-      })
-
-      const response = await auth.handler(
-        new Request('http://localhost/api/miniapp/session', {
-          method: 'POST',
-          headers: {
-            origin: 'https://unknown.example',
-            'content-type': 'application/json'
-          },
-          body: JSON.stringify({
-            initData: buildMiniAppInitData('test-bot-token', authDate, {
-              id: 123456,
-              first_name: 'Stan'
-            })
-          })
-        })
-      )
-
-      expect(response.status).toBe(200)
-      expect(response.headers.get('access-control-allow-origin')).toBeNull()
-    } finally {
-      if (previousNodeEnv === undefined) {
-        delete process.env.NODE_ENV
-      } else {
-        process.env.NODE_ENV = previousNodeEnv
-      }
-    }
-  })
 })
diff --git a/apps/bot/src/miniapp-auth.ts b/apps/bot/src/miniapp-auth.ts
index bbb1240..5a3421e 100644
--- a/apps/bot/src/miniapp-auth.ts
+++ b/apps/bot/src/miniapp-auth.ts
@@ -1,8 +1,13 @@
-import type { FinanceMemberRecord, FinanceRepository } from '@household/ports'
+import type { HouseholdOnboardingService } from '@household/application'
 import type { Logger } from '@household/observability'
 
 import { verifyTelegramMiniAppInitData } from './telegram-miniapp-auth'
 
+export interface MiniAppRequestPayload {
+  initData: string | null
+  joinToken?: string
+}
+
 export function miniAppJsonResponse(body: object, status = 200, origin?: string): Response {
   const headers = new Headers({
     'content-type': 'application/json; charset=utf-8'
@@ -42,23 +47,33 @@ export function allowedMiniAppOrigin(
   return allowedOrigins.includes(origin) ? origin : undefined
 }
 
-export async function readMiniAppInitData(request: Request): Promise<string | null> {
+export async function readMiniAppRequestPayload(request: Request): Promise<MiniAppRequestPayload> {
   const text = await request.text()
 
   if (text.trim().length === 0) {
-    return null
+    return {
+      initData: null
+    }
   }
 
-  let parsed: { initData?: string }
+  let parsed: { initData?: string; joinToken?: string }
   try {
-    parsed = JSON.parse(text) as { initData?: string }
+    parsed = JSON.parse(text) as { initData?: string; joinToken?: string }
   } catch {
     throw new Error('Invalid JSON body')
   }
 
   const initData = parsed.initData?.trim()
+  const joinToken = parsed.joinToken?.trim()
 
-  return initData && initData.length > 0 ? initData : null
+  return {
+    initData: initData && initData.length > 0 ? initData : null,
+    ...(joinToken && joinToken.length > 0
+      ? {
+          joinToken
+        }
+      : {})
+  }
 }
 
 export function miniAppErrorResponse(error: unknown, origin?: string, logger?: Logger): Response {
@@ -81,46 +96,83 @@ export function miniAppErrorResponse(error: unknown, origin?: string, logger?: L
 
 export interface MiniAppSessionResult {
   authorized: boolean
-  reason?: 'not_member'
   member?: {
     id: string
     displayName: string
     isAdmin: boolean
   }
   telegramUser?: ReturnType<typeof verifyTelegramMiniAppInitData>
+  onboarding?: {
+    status: 'join_required' | 'pending' | 'open_from_group'
+    householdName?: string
+  }
 }
 
-type MiniAppMemberLookup = (telegramUserId: string) => Promise<FinanceMemberRecord | null>
-
 export function createMiniAppSessionService(options: {
   botToken: string
-  getMemberByTelegramUserId: MiniAppMemberLookup
+  onboardingService: HouseholdOnboardingService
 }): {
-  authenticate: (initData: string) => Promise<MiniAppSessionResult | null>
+  authenticate: (payload: MiniAppRequestPayload) => Promise<MiniAppSessionResult | null>
 } {
   return {
-    authenticate: async (initData) => {
-      const telegramUser = verifyTelegramMiniAppInitData(initData, options.botToken)
+    authenticate: async (payload) => {
+      if (!payload.initData) {
+        return null
+      }
+
+      const telegramUser = verifyTelegramMiniAppInitData(payload.initData, options.botToken)
       if (!telegramUser) {
         return null
       }
 
-      const member = await options.getMemberByTelegramUserId(telegramUser.id)
-      if (!member) {
-        return {
-          authorized: false,
-          reason: 'not_member'
-        }
-      }
-
-      return {
-        authorized: true,
-        member: {
-          id: member.id,
-          displayName: member.displayName,
-          isAdmin: member.isAdmin
+      const access = await options.onboardingService.getMiniAppAccess({
+        identity: {
+          telegramUserId: telegramUser.id,
+          displayName:
+            telegramUser.firstName ?? telegramUser.username ?? `Telegram ${telegramUser.id}`,
+          username: telegramUser.username,
+          languageCode: telegramUser.languageCode
         },
-        telegramUser
+        ...(payload.joinToken
+          ? {
+              joinToken: payload.joinToken
+            }
+          : {})
+      })
+
+      switch (access.status) {
+        case 'active':
+          return {
+            authorized: true,
+            member: access.member,
+            telegramUser
+          }
+        case 'pending':
+          return {
+            authorized: false,
+            telegramUser,
+            onboarding: {
+              status: 'pending',
+              householdName: access.household.name
+            }
+          }
+        case 'join_required':
+          return {
+            authorized: false,
+            telegramUser,
+            onboarding: {
+              status: 'join_required',
+              householdName: access.household.name
+            }
+          }
+        case 'open_from_group':
+          return {
+            authorized: false,
+            telegramUser,
+            onboarding: {
+              status: 'open_from_group'
+            }
+          }
       }
     }
   }
@@ -129,14 +181,14 @@ export function createMiniAppSessionService(options: {
 export function createMiniAppAuthHandler(options: {
   allowedOrigins: readonly string[]
   botToken: string
-  repository: FinanceRepository
+  onboardingService: HouseholdOnboardingService
   logger?: Logger
 }): {
   handler: (request: Request) => Promise<Response>
 } {
   const sessionService = createMiniAppSessionService({
     botToken: options.botToken,
-    getMemberByTelegramUserId: options.repository.getMemberByTelegramUserId
+    onboardingService: options.onboardingService
   })
 
   return {
@@ -152,12 +204,12 @@ export function createMiniAppAuthHandler(options: {
       }
 
       try {
-        const initData = await readMiniAppInitData(request)
-        if (!initData) {
+        const payload = await readMiniAppRequestPayload(request)
+        if (!payload.initData) {
           return miniAppJsonResponse({ ok: false, error: 'Missing initData' }, 400, origin)
         }
 
-        const session = await sessionService.authenticate(initData)
+        const session = await sessionService.authenticate(payload)
         if (!session) {
           return miniAppJsonResponse(
             { ok: false, error: 'Invalid Telegram init data' },
@@ -171,9 +223,10 @@ export function createMiniAppAuthHandler(options: {
             {
               ok: true,
               authorized: false,
-              reason: 'not_member'
+              onboarding: session.onboarding,
+              telegramUser: session.telegramUser
             },
-            403,
+            200,
             origin
           )
         }
@@ -198,3 +251,98 @@ export function createMiniAppAuthHandler(options: {
     }
   }
 }
+
+export function createMiniAppJoinHandler(options: {
+  allowedOrigins: readonly string[]
+  botToken: string
+  onboardingService: HouseholdOnboardingService
+  logger?: Logger
+}): {
+  handler: (request: Request) => Promise<Response>
+} {
+  return {
+    handler: async (request) => {
+      const origin = allowedMiniAppOrigin(request, options.allowedOrigins)
+
+      if (request.method === 'OPTIONS') {
+        return miniAppJsonResponse({ ok: true }, 204, origin)
+      }
+
+      if (request.method !== 'POST') {
+        return miniAppJsonResponse({ ok: false, error: 'Method Not Allowed' }, 405, origin)
+      }
+
+      try {
+        const payload = await readMiniAppRequestPayload(request)
+        if (!payload.initData) {
+          return miniAppJsonResponse({ ok: false, error: 'Missing initData' }, 400, origin)
+        }
+
+        if (!payload.joinToken) {
+          return miniAppJsonResponse(
+            { ok: false, error: 'Missing household join token' },
+            400,
+            origin
+          )
+        }
+
+        const telegramUser = verifyTelegramMiniAppInitData(payload.initData, options.botToken)
+        if (!telegramUser) {
+          return miniAppJsonResponse(
+            { ok: false, error: 'Invalid Telegram init data' },
+            401,
+            origin
+          )
+        }
+
+        const result = await options.onboardingService.joinHousehold({
+          identity: {
+            telegramUserId: telegramUser.id,
+            displayName:
+              telegramUser.firstName ?? telegramUser.username ?? `Telegram ${telegramUser.id}`,
+            username: telegramUser.username,
+            languageCode: telegramUser.languageCode
+          },
+          joinToken: payload.joinToken
+        })
+
+        if (result.status === 'invalid_token') {
+          return miniAppJsonResponse(
+            { ok: false, error: 'Invalid household join token' },
+            404,
+            origin
+          )
+        }
+
+        if (result.status === 'active') {
+          return miniAppJsonResponse(
+            {
+              ok: true,
+              authorized: true,
+              member: result.member,
+              telegramUser
+            },
+            200,
+            origin
+          )
+        }
+
+        return miniAppJsonResponse(
+          {
+            ok: true,
+            authorized: false,
+            onboarding: {
+              status: 'pending',
+              householdName: result.household.name
+            },
+            telegramUser
+          },
+          200,
+          origin
+        )
+      } catch (error) {
+        return miniAppErrorResponse(error, origin, options.logger)
+      }
+    }
+  }
+}
diff --git a/apps/bot/src/miniapp-dashboard.test.ts b/apps/bot/src/miniapp-dashboard.test.ts
index ec5e8cf..56abc1b 100644
--- a/apps/bot/src/miniapp-dashboard.test.ts
+++ b/apps/bot/src/miniapp-dashboard.test.ts
@@ -1,7 +1,14 @@
 import { describe, expect, test } from 'bun:test'
 
-import { createFinanceCommandService } from '@household/application'
-import type { FinanceRepository } from '@household/ports'
+import {
+  createFinanceCommandService,
+  createHouseholdOnboardingService
+} from '@household/application'
+import type {
+  FinanceRepository,
+  HouseholdConfigurationRepository,
+  HouseholdTopicBindingRecord
+} from '@household/ports'
 
 import { createMiniAppDashboardHandler } from './miniapp-dashboard'
 import { buildMiniAppInitData } from './telegram-miniapp-test-helpers'
@@ -62,6 +69,52 @@ function repository(
   }
 }
 
+function onboardingRepository(): HouseholdConfigurationRepository {
+  const household = {
+    householdId: 'household-1',
+    householdName: 'Kojori House',
+    telegramChatId: '-100123',
+    telegramChatType: 'supergroup',
+    title: 'Kojori House'
+  }
+
+  return {
+    registerTelegramHouseholdChat: async () => ({
+      status: 'existing',
+      household
+    }),
+    getTelegramHouseholdChat: async () => household,
+    bindHouseholdTopic: async (input) =>
+      ({
+        householdId: input.householdId,
+        role: input.role,
+        telegramThreadId: input.telegramThreadId,
+        topicName: input.topicName?.trim() || null
+      }) satisfies HouseholdTopicBindingRecord,
+    getHouseholdTopicBinding: async () => null,
+    findHouseholdTopicByTelegramContext: async () => null,
+    listHouseholdTopicBindings: async () => [],
+    upsertHouseholdJoinToken: async (input) => ({
+      householdId: household.householdId,
+      householdName: household.householdName,
+      token: input.token,
+      createdByTelegramUserId: input.createdByTelegramUserId ?? null
+    }),
+    getHouseholdJoinToken: async () => null,
+    getHouseholdByJoinToken: async () => null,
+    upsertPendingHouseholdMember: async (input) => ({
+      householdId: household.householdId,
+      householdName: household.householdName,
+      telegramUserId: input.telegramUserId,
+      displayName: input.displayName,
+      username: input.username?.trim() || null,
+      languageCode: input.languageCode?.trim() || null
+    }),
+    getPendingHouseholdMember: async () => null,
+    findPendingHouseholdMemberByTelegramUserId: async () => null
+  }
+}
+
 describe('createMiniAppDashboardHandler', () => {
   test('returns a dashboard for an authenticated household member', async () => {
     const authDate = Math.floor(Date.now() / 1000)
@@ -77,7 +130,11 @@ describe('createMiniAppDashboardHandler', () => {
     const dashboard = createMiniAppDashboardHandler({
       allowedOrigins: ['http://localhost:5173'],
       botToken: 'test-bot-token',
-      financeService
+      financeService,
+      onboardingService: createHouseholdOnboardingService({
+        repository: onboardingRepository(),
+        getMemberByTelegramUserId: financeService.getMemberByTelegramUserId
+      })
     })
 
     const response = await dashboard.handler(
@@ -140,7 +197,11 @@ describe('createMiniAppDashboardHandler', () => {
     const dashboard = createMiniAppDashboardHandler({
       allowedOrigins: ['http://localhost:5173'],
       botToken: 'test-bot-token',
-      financeService
+      financeService,
+      onboardingService: createHouseholdOnboardingService({
+        repository: onboardingRepository(),
+        getMemberByTelegramUserId: financeService.getMemberByTelegramUserId
+      })
     })
 
     const response = await dashboard.handler(
diff --git a/apps/bot/src/miniapp-dashboard.ts b/apps/bot/src/miniapp-dashboard.ts
index a4cf38b..0df494d 100644
--- a/apps/bot/src/miniapp-dashboard.ts
+++ b/apps/bot/src/miniapp-dashboard.ts
@@ -1,4 +1,4 @@
-import type { FinanceCommandService } from '@household/application'
+import type { FinanceCommandService, HouseholdOnboardingService } from '@household/application'
 import type { Logger } from '@household/observability'
 
 import {
@@ -6,20 +6,21 @@ import {
   createMiniAppSessionService,
   miniAppErrorResponse,
   miniAppJsonResponse,
-  readMiniAppInitData
+  readMiniAppRequestPayload
 } from './miniapp-auth'
 
 export function createMiniAppDashboardHandler(options: {
   allowedOrigins: readonly string[]
   botToken: string
   financeService: FinanceCommandService
+  onboardingService: HouseholdOnboardingService
   logger?: Logger
 }): {
   handler: (request: Request) => Promise<Response>
 } {
   const sessionService = createMiniAppSessionService({
     botToken: options.botToken,
-    getMemberByTelegramUserId: options.financeService.getMemberByTelegramUserId
+    onboardingService: options.onboardingService
   })
 
   return {
@@ -35,12 +36,12 @@ export function createMiniAppDashboardHandler(options: {
       }
 
       try {
-        const initData = await readMiniAppInitData(request)
-        if (!initData) {
+        const payload = await readMiniAppRequestPayload(request)
+        if (!payload.initData) {
           return miniAppJsonResponse({ ok: false, error: 'Missing initData' }, 400, origin)
         }
 
-        const session = await sessionService.authenticate(initData)
+        const session = await sessionService.authenticate(payload)
         if (!session) {
           return miniAppJsonResponse(
             { ok: false, error: 'Invalid Telegram init data' },
@@ -54,7 +55,7 @@ export function createMiniAppDashboardHandler(options: {
             {
               ok: true,
               authorized: false,
-              reason: 'not_member'
+              onboarding: session.onboarding
             },
             403,
             origin
diff --git a/apps/bot/src/server.ts b/apps/bot/src/server.ts
index adfb4ec..d887e8c 100644
--- a/apps/bot/src/server.ts
+++ b/apps/bot/src/server.ts
@@ -14,6 +14,12 @@ export interface BotWebhookServerOptions {
         handler: (request: Request) => Promise<Response>
       }
     | undefined
+  miniAppJoin?:
+    | {
+        path?: string
+        handler: (request: Request) => Promise<Response>
+      }
+    | undefined
   scheduler?:
     | {
         pathPrefix?: string
@@ -46,6 +52,7 @@ export function createBotWebhookServer(options: BotWebhookServerOptions): {
     : `/${options.webhookPath}`
   const miniAppAuthPath = options.miniAppAuth?.path ?? '/api/miniapp/session'
   const miniAppDashboardPath = options.miniAppDashboard?.path ?? '/api/miniapp/dashboard'
+  const miniAppJoinPath = options.miniAppJoin?.path ?? '/api/miniapp/join'
   const schedulerPathPrefix = options.scheduler
     ? (options.scheduler.pathPrefix ?? '/jobs/reminder')
     : null
@@ -66,6 +73,10 @@ export function createBotWebhookServer(options: BotWebhookServerOptions): {
         return await options.miniAppDashboard.handler(request)
       }
 
+      if (options.miniAppJoin && url.pathname === miniAppJoinPath) {
+        return await options.miniAppJoin.handler(request)
+      }
+
       if (url.pathname !== normalizedWebhookPath) {
         if (schedulerPathPrefix && url.pathname.startsWith(`${schedulerPathPrefix}/`)) {
           if (request.method !== 'POST') {
diff --git a/apps/miniapp/src/App.tsx b/apps/miniapp/src/App.tsx
index b9acbbe..bb8fd70 100644
--- a/apps/miniapp/src/App.tsx
+++ b/apps/miniapp/src/App.tsx
@@ -1,7 +1,12 @@
 import { Match, Switch, createMemo, createSignal, onMount, type JSX } from 'solid-js'
 
 import { dictionary, type Locale } from './i18n'
-import { fetchMiniAppDashboard, fetchMiniAppSession, type MiniAppDashboard } from './miniapp-api'
+import {
+  fetchMiniAppDashboard,
+  fetchMiniAppSession,
+  joinMiniAppHousehold,
+  type MiniAppDashboard
+} from './miniapp-api'
 import { getTelegramWebApp } from './telegram-webapp'
 
 type SessionState =
@@ -10,7 +15,17 @@ type SessionState =
     }
   | {
       status: 'blocked'
-      reason: 'not_member' | 'telegram_only' | 'error'
+      reason: 'telegram_only' | 'error'
+    }
+  | {
+      status: 'onboarding'
+      mode: 'join_required' | 'pending' | 'open_from_group'
+      householdName?: string
+      telegramUser: {
+        firstName: string | null
+        username: string | null
+        languageCode: string | null
+      }
     }
   | {
       status: 'ready'
@@ -49,6 +64,41 @@ function detectLocale(): Locale {
   return (telegramLocale ?? browserLocale).startsWith('ru') ? 'ru' : 'en'
 }
 
+function joinContext(): {
+  joinToken?: string
+  botUsername?: string
+} {
+  if (typeof window === 'undefined') {
+    return {}
+  }
+
+  const params = new URLSearchParams(window.location.search)
+  const joinToken = params.get('join')?.trim()
+  const botUsername = params.get('bot')?.trim()
+
+  return {
+    ...(joinToken
+      ? {
+          joinToken
+        }
+      : {}),
+    ...(botUsername
+      ? {
+          botUsername
+        }
+      : {})
+  }
+}
+
+function joinDeepLink(): string | null {
+  const context = joinContext()
+  if (!context.botUsername || !context.joinToken) {
+    return null
+  }
+
+  return `https://t.me/${context.botUsername}?start=join_${encodeURIComponent(context.joinToken)}`
+}
+
 function App() {
   const [locale, setLocale] = createSignal<Locale>('en')
   const [session, setSession] = createSignal<SessionState>({
@@ -56,8 +106,13 @@ function App() {
   })
   const [activeNav, setActiveNav] = createSignal<NavigationKey>('home')
   const [dashboard, setDashboard] = createSignal<MiniAppDashboard | null>(null)
+  const [joining, setJoining] = createSignal(false)
 
   const copy = createMemo(() => dictionary[locale()])
+  const onboardingSession = createMemo(() => {
+    const current = session()
+    return current.status === 'onboarding' ? current : null
+  })
   const blockedSession = createMemo(() => {
     const current = session()
     return current.status === 'blocked' ? current : null
@@ -68,7 +123,19 @@ function App() {
   })
   const webApp = getTelegramWebApp()
 
-  onMount(async () => {
+  async function loadDashboard(initData: string) {
+    try {
+      setDashboard(await fetchMiniAppDashboard(initData))
+    } catch (error) {
+      if (import.meta.env.DEV) {
+        console.warn('Failed to load mini app dashboard', error)
+      }
+
+      setDashboard(null)
+    }
+  }
+
+  async function bootstrap() {
     setLocale(detectLocale())
 
     webApp?.ready?.()
@@ -89,11 +156,21 @@ function App() {
     }
 
     try {
-      const payload = await fetchMiniAppSession(initData)
+      const payload = await fetchMiniAppSession(initData, joinContext().joinToken)
       if (!payload.authorized || !payload.member || !payload.telegramUser) {
         setSession({
-          status: 'blocked',
-          reason: payload.reason === 'not_member' ? 'not_member' : 'error'
+          status: 'onboarding',
+          mode: payload.onboarding?.status ?? 'open_from_group',
+          ...(payload.onboarding?.householdName
+            ? {
+                householdName: payload.onboarding.householdName
+              }
+            : {}),
+          telegramUser: payload.telegramUser ?? {
+            firstName: null,
+            username: null,
+            languageCode: null
+          }
         })
         return
       }
@@ -105,15 +182,7 @@ function App() {
         telegramUser: payload.telegramUser
       })
 
-      try {
-        setDashboard(await fetchMiniAppDashboard(initData))
-      } catch (error) {
-        if (import.meta.env.DEV) {
-          console.warn('Failed to load mini app dashboard', error)
-        }
-
-        setDashboard(null)
-      }
+      await loadDashboard(initData)
     } catch {
       if (import.meta.env.DEV) {
         setSession(demoSession)
@@ -168,8 +237,59 @@ function App() {
         reason: 'error'
       })
     }
+  }
+
+  onMount(() => {
+    void bootstrap()
   })
 
+  async function handleJoinHousehold() {
+    const initData = webApp?.initData?.trim()
+    const joinToken = joinContext().joinToken
+
+    if (!initData || !joinToken || joining()) {
+      return
+    }
+
+    setJoining(true)
+
+    try {
+      const payload = await joinMiniAppHousehold(initData, joinToken)
+      if (payload.authorized && payload.member && payload.telegramUser) {
+        setSession({
+          status: 'ready',
+          mode: 'live',
+          member: payload.member,
+          telegramUser: payload.telegramUser
+        })
+        await loadDashboard(initData)
+        return
+      }
+
+      setSession({
+        status: 'onboarding',
+        mode: payload.onboarding?.status ?? 'pending',
+        ...(payload.onboarding?.householdName
+          ? {
+              householdName: payload.onboarding.householdName
+            }
+          : {}),
+        telegramUser: payload.telegramUser ?? {
+          firstName: null,
+          username: null,
+          languageCode: null
+        }
+      })
+    } catch {
+      setSession({
+        status: 'blocked',
+        reason: 'error'
+      })
+    } finally {
+      setJoining(false)
+    }
+  }
+
   const renderPanel = () => {
     switch (activeNav()) {
       case 'balances':
@@ -291,12 +411,12 @@ function App() {
             <h2>
               {blockedSession()?.reason === 'telegram_only'
                 ? copy().telegramOnlyTitle
-                : copy().unauthorizedTitle}
+                : copy().unexpectedErrorTitle}
             </h2>
             <p>
               {blockedSession()?.reason === 'telegram_only'
                 ? copy().telegramOnlyBody
-                : copy().unauthorizedBody}
+                : copy().unexpectedErrorBody}
             </p>
             <button class="ghost-button" type="button" onClick={() => window.location.reload()}>
               {copy().reload}
@@ -304,6 +424,57 @@ function App() {
           </section>
         </Match>
 
+        <Match when={session().status === 'onboarding'}>
+          <section class="hero-card">
+            <span class="pill">{copy().navHint}</span>
+            <h2>
+              {onboardingSession()?.mode === 'pending'
+                ? copy().pendingTitle
+                : onboardingSession()?.mode === 'open_from_group'
+                  ? copy().openFromGroupTitle
+                  : copy().joinTitle}
+            </h2>
+            <p>
+              {onboardingSession()?.mode === 'pending'
+                ? copy().pendingBody.replace(
+                    '{household}',
+                    onboardingSession()?.householdName ?? copy().householdFallback
+                  )
+                : onboardingSession()?.mode === 'open_from_group'
+                  ? copy().openFromGroupBody
+                  : copy().joinBody.replace(
+                      '{household}',
+                      onboardingSession()?.householdName ?? copy().householdFallback
+                    )}
+            </p>
+            <div class="nav-grid">
+              {onboardingSession()?.mode === 'join_required' ? (
+                <button
+                  class="ghost-button"
+                  type="button"
+                  disabled={joining()}
+                  onClick={handleJoinHousehold}
+                >
+                  {joining() ? copy().joining : copy().joinAction}
+                </button>
+              ) : null}
+              {joinDeepLink() ? (
+                <a
+                  class="ghost-button"
+                  href={joinDeepLink() ?? '#'}
+                  target="_blank"
+                  rel="noreferrer"
+                >
+                  {copy().botLinkAction}
+                </a>
+              ) : null}
+              <button class="ghost-button" type="button" onClick={() => window.location.reload()}>
+                {copy().reload}
+              </button>
+            </div>
+          </section>
+        </Match>
+
         <Match when={session().status === 'ready'}>
           <section class="hero-card">
             <div class="hero-card__meta">
diff --git a/apps/miniapp/src/i18n.ts b/apps/miniapp/src/i18n.ts
index 2cd2bb4..ad9d2b7 100644
--- a/apps/miniapp/src/i18n.ts
+++ b/apps/miniapp/src/i18n.ts
@@ -7,9 +7,21 @@ export const dictionary = {
     loadingTitle: 'Checking your household access',
     loadingBody: 'Validating Telegram session and membership…',
     demoBadge: 'Demo mode',
-    unauthorizedTitle: 'Access is limited to active household members',
-    unauthorizedBody:
-      'Open the mini app from Telegram after the bot admin adds you to the household.',
+    joinTitle: 'Welcome to your household',
+    joinBody:
+      'You are not a member of {household} yet. Send a join request and wait for admin approval.',
+    pendingTitle: 'Join request sent',
+    pendingBody: 'Your request for {household} is pending admin approval.',
+    openFromGroupTitle: 'Open this from your household group',
+    openFromGroupBody:
+      'Use the join button from the household group setup message so the app knows which household you want to join.',
+    unexpectedErrorTitle: 'Unable to load the household app',
+    unexpectedErrorBody:
+      'Retry in Telegram. If this keeps failing, ask the household admin to resend the join button.',
+    householdFallback: 'this household',
+    joinAction: 'Join household',
+    joining: 'Sending request…',
+    botLinkAction: 'Open bot chat',
     telegramOnlyTitle: 'Open this app from Telegram',
     telegramOnlyBody:
       'The real session gate needs Telegram mini app data. Local development falls back to a preview shell.',
@@ -51,9 +63,21 @@ export const dictionary = {
     loadingTitle: 'Проверяем доступ к дому',
     loadingBody: 'Проверяем Telegram-сессию и членство…',
     demoBadge: 'Демо режим',
-    unauthorizedTitle: 'Доступ открыт только для активных участников дома',
-    unauthorizedBody:
-      'Открой мини-апп из Telegram после того, как админ бота добавит тебя в household.',
+    joinTitle: 'Добро пожаловать домой',
+    joinBody:
+      'Ты пока не участник {household}. Отправь заявку на вступление и дождись подтверждения админа.',
+    pendingTitle: 'Заявка отправлена',
+    pendingBody: 'Твоя заявка в {household} ждёт подтверждения админа.',
+    openFromGroupTitle: 'Открой приложение из группового чата',
+    openFromGroupBody:
+      'Используй кнопку подключения из сообщения настройки household, чтобы приложение поняло, к какому дому ты хочешь присоединиться.',
+    unexpectedErrorTitle: 'Не удалось открыть household app',
+    unexpectedErrorBody:
+      'Попробуй снова из Telegram. Если ошибка повторяется, попроси админа ещё раз прислать кнопку подключения.',
+    householdFallback: 'этот household',
+    joinAction: 'Вступить в household',
+    joining: 'Отправляем заявку…',
+    botLinkAction: 'Открыть чат с ботом',
     telegramOnlyTitle: 'Открой приложение из Telegram',
     telegramOnlyBody:
       'Настоящая проверка требует данные Telegram Mini App. Локально показывается демо-оболочка.',
diff --git a/apps/miniapp/src/miniapp-api.ts b/apps/miniapp/src/miniapp-api.ts
index 89fa262..e082f30 100644
--- a/apps/miniapp/src/miniapp-api.ts
+++ b/apps/miniapp/src/miniapp-api.ts
@@ -11,7 +11,10 @@ export interface MiniAppSession {
     username: string | null
     languageCode: string | null
   }
-  reason?: string
+  onboarding?: {
+    status: 'join_required' | 'pending' | 'open_from_group'
+    householdName?: string
+  }
 }
 
 export interface MiniAppDashboard {
@@ -56,14 +59,22 @@ function apiBaseUrl(): string {
   return window.location.origin
 }
 
-export async function fetchMiniAppSession(initData: string): Promise<MiniAppSession> {
+export async function fetchMiniAppSession(
+  initData: string,
+  joinToken?: string
+): Promise<MiniAppSession> {
   const response = await fetch(`${apiBaseUrl()}/api/miniapp/session`, {
     method: 'POST',
     headers: {
       'content-type': 'application/json'
     },
     body: JSON.stringify({
-      initData
+      initData,
+      ...(joinToken
+        ? {
+            joinToken
+          }
+        : {})
     })
   })
 
@@ -72,7 +83,7 @@ export async function fetchMiniAppSession(initData: string): Promise<MiniAppSess
     authorized?: boolean
     member?: MiniAppSession['member']
     telegramUser?: MiniAppSession['telegramUser']
-    reason?: string
+    onboarding?: MiniAppSession['onboarding']
     error?: string
   }
 
@@ -84,7 +95,43 @@ export async function fetchMiniAppSession(initData: string): Promise<MiniAppSess
     authorized: payload.authorized === true,
     ...(payload.member ? { member: payload.member } : {}),
     ...(payload.telegramUser ? { telegramUser: payload.telegramUser } : {}),
-    ...(payload.reason ? { reason: payload.reason } : {})
+    ...(payload.onboarding ? { onboarding: payload.onboarding } : {})
+  }
+}
+
+export async function joinMiniAppHousehold(
+  initData: string,
+  joinToken: string
+): Promise<MiniAppSession> {
+  const response = await fetch(`${apiBaseUrl()}/api/miniapp/join`, {
+    method: 'POST',
+    headers: {
+      'content-type': 'application/json'
+    },
+    body: JSON.stringify({
+      initData,
+      joinToken
+    })
+  })
+
+  const payload = (await response.json()) as {
+    ok: boolean
+    authorized?: boolean
+    member?: MiniAppSession['member']
+    telegramUser?: MiniAppSession['telegramUser']
+    onboarding?: MiniAppSession['onboarding']
+    error?: string
+  }
+
+  if (!response.ok) {
+    throw new Error(payload.error ?? 'Failed to join household')
+  }
+
+  return {
+    authorized: payload.authorized === true,
+    ...(payload.member ? { member: payload.member } : {}),
+    ...(payload.telegramUser ? { telegramUser: payload.telegramUser } : {}),
+    ...(payload.onboarding ? { onboarding: payload.onboarding } : {})
   }
 }
 
diff --git a/packages/adapters-db/src/household-config-repository.ts b/packages/adapters-db/src/household-config-repository.ts
index e0ccff4..df57db0 100644
--- a/packages/adapters-db/src/household-config-repository.ts
+++ b/packages/adapters-db/src/household-config-repository.ts
@@ -4,6 +4,8 @@ import { createDbClient, schema } from '@household/db'
 import {
   HOUSEHOLD_TOPIC_ROLES,
   type HouseholdConfigurationRepository,
+  type HouseholdJoinTokenRecord,
+  type HouseholdPendingMemberRecord,
   type HouseholdTelegramChatRecord,
   type HouseholdTopicBindingRecord,
   type HouseholdTopicRole,
@@ -50,6 +52,38 @@ function toHouseholdTopicBindingRecord(row: {
   }
 }
 
+function toHouseholdJoinTokenRecord(row: {
+  householdId: string
+  householdName: string
+  token: string
+  createdByTelegramUserId: string | null
+}): HouseholdJoinTokenRecord {
+  return {
+    householdId: row.householdId,
+    householdName: row.householdName,
+    token: row.token,
+    createdByTelegramUserId: row.createdByTelegramUserId
+  }
+}
+
+function toHouseholdPendingMemberRecord(row: {
+  householdId: string
+  householdName: string
+  telegramUserId: string
+  displayName: string
+  username: string | null
+  languageCode: string | null
+}): HouseholdPendingMemberRecord {
+  return {
+    householdId: row.householdId,
+    householdName: row.householdName,
+    telegramUserId: row.telegramUserId,
+    displayName: row.displayName,
+    username: row.username,
+    languageCode: row.languageCode
+  }
+}
+
 export function createDbHouseholdConfigurationRepository(databaseUrl: string): {
   repository: HouseholdConfigurationRepository
   close: () => Promise<void>
@@ -261,6 +295,208 @@ export function createDbHouseholdConfigurationRepository(databaseUrl: string): {
         .orderBy(schema.householdTopicBindings.role)
 
       return rows.map(toHouseholdTopicBindingRecord)
+    },
+
+    async upsertHouseholdJoinToken(input) {
+      const rows = await db
+        .insert(schema.householdJoinTokens)
+        .values({
+          householdId: input.householdId,
+          token: input.token,
+          createdByTelegramUserId: input.createdByTelegramUserId ?? null
+        })
+        .onConflictDoUpdate({
+          target: [schema.householdJoinTokens.householdId],
+          set: {
+            token: input.token,
+            createdByTelegramUserId: input.createdByTelegramUserId ?? null,
+            updatedAt: new Date()
+          }
+        })
+        .returning({
+          householdId: schema.householdJoinTokens.householdId,
+          token: schema.householdJoinTokens.token,
+          createdByTelegramUserId: schema.householdJoinTokens.createdByTelegramUserId
+        })
+
+      const row = rows[0]
+      if (!row) {
+        throw new Error('Failed to save household join token')
+      }
+
+      const householdRows = await db
+        .select({
+          householdId: schema.households.id,
+          householdName: schema.households.name
+        })
+        .from(schema.households)
+        .where(eq(schema.households.id, row.householdId))
+        .limit(1)
+
+      const household = householdRows[0]
+      if (!household) {
+        throw new Error('Failed to resolve household for join token')
+      }
+
+      return toHouseholdJoinTokenRecord({
+        householdId: row.householdId,
+        householdName: household.householdName,
+        token: row.token,
+        createdByTelegramUserId: row.createdByTelegramUserId
+      })
+    },
+
+    async getHouseholdJoinToken(householdId) {
+      const rows = await db
+        .select({
+          householdId: schema.householdJoinTokens.householdId,
+          householdName: schema.households.name,
+          token: schema.householdJoinTokens.token,
+          createdByTelegramUserId: schema.householdJoinTokens.createdByTelegramUserId
+        })
+        .from(schema.householdJoinTokens)
+        .innerJoin(
+          schema.households,
+          eq(schema.householdJoinTokens.householdId, schema.households.id)
+        )
+        .where(eq(schema.householdJoinTokens.householdId, householdId))
+        .limit(1)
+
+      const row = rows[0]
+      return row ? toHouseholdJoinTokenRecord(row) : null
+    },
+
+    async getHouseholdByJoinToken(token) {
+      const rows = await db
+        .select({
+          householdId: schema.householdJoinTokens.householdId,
+          householdName: schema.households.name,
+          telegramChatId: schema.householdTelegramChats.telegramChatId,
+          telegramChatType: schema.householdTelegramChats.telegramChatType,
+          title: schema.householdTelegramChats.title
+        })
+        .from(schema.householdJoinTokens)
+        .innerJoin(
+          schema.households,
+          eq(schema.householdJoinTokens.householdId, schema.households.id)
+        )
+        .innerJoin(
+          schema.householdTelegramChats,
+          eq(schema.householdJoinTokens.householdId, schema.householdTelegramChats.householdId)
+        )
+        .where(eq(schema.householdJoinTokens.token, token))
+        .limit(1)
+
+      const row = rows[0]
+      return row ? toHouseholdTelegramChatRecord(row) : null
+    },
+
+    async upsertPendingHouseholdMember(input) {
+      const rows = await db
+        .insert(schema.householdPendingMembers)
+        .values({
+          householdId: input.householdId,
+          telegramUserId: input.telegramUserId,
+          displayName: input.displayName,
+          username: input.username?.trim() || null,
+          languageCode: input.languageCode?.trim() || null
+        })
+        .onConflictDoUpdate({
+          target: [
+            schema.householdPendingMembers.householdId,
+            schema.householdPendingMembers.telegramUserId
+          ],
+          set: {
+            displayName: input.displayName,
+            username: input.username?.trim() || null,
+            languageCode: input.languageCode?.trim() || null,
+            updatedAt: new Date()
+          }
+        })
+        .returning({
+          householdId: schema.householdPendingMembers.householdId,
+          telegramUserId: schema.householdPendingMembers.telegramUserId,
+          displayName: schema.householdPendingMembers.displayName,
+          username: schema.householdPendingMembers.username,
+          languageCode: schema.householdPendingMembers.languageCode
+        })
+
+      const row = rows[0]
+      if (!row) {
+        throw new Error('Failed to save pending household member')
+      }
+
+      const householdRows = await db
+        .select({
+          householdId: schema.households.id,
+          householdName: schema.households.name
+        })
+        .from(schema.households)
+        .where(eq(schema.households.id, row.householdId))
+        .limit(1)
+
+      const household = householdRows[0]
+      if (!household) {
+        throw new Error('Failed to resolve household for pending member')
+      }
+
+      return toHouseholdPendingMemberRecord({
+        householdId: row.householdId,
+        householdName: household.householdName,
+        telegramUserId: row.telegramUserId,
+        displayName: row.displayName,
+        username: row.username,
+        languageCode: row.languageCode
+      })
+    },
+
+    async getPendingHouseholdMember(householdId, telegramUserId) {
+      const rows = await db
+        .select({
+          householdId: schema.householdPendingMembers.householdId,
+          householdName: schema.households.name,
+          telegramUserId: schema.householdPendingMembers.telegramUserId,
+          displayName: schema.householdPendingMembers.displayName,
+          username: schema.householdPendingMembers.username,
+          languageCode: schema.householdPendingMembers.languageCode
+        })
+        .from(schema.householdPendingMembers)
+        .innerJoin(
+          schema.households,
+          eq(schema.householdPendingMembers.householdId, schema.households.id)
+        )
+        .where(
+          and(
+            eq(schema.householdPendingMembers.householdId, householdId),
+            eq(schema.householdPendingMembers.telegramUserId, telegramUserId)
+          )
+        )
+        .limit(1)
+
+      const row = rows[0]
+      return row ? toHouseholdPendingMemberRecord(row) : null
+    },
+
+    async findPendingHouseholdMemberByTelegramUserId(telegramUserId) {
+      const rows = await db
+        .select({
+          householdId: schema.householdPendingMembers.householdId,
+          householdName: schema.households.name,
+          telegramUserId: schema.householdPendingMembers.telegramUserId,
+          displayName: schema.householdPendingMembers.displayName,
+          username: schema.householdPendingMembers.username,
+          languageCode: schema.householdPendingMembers.languageCode
+        })
+        .from(schema.householdPendingMembers)
+        .innerJoin(
+          schema.households,
+          eq(schema.householdPendingMembers.householdId, schema.households.id)
+        )
+        .where(eq(schema.householdPendingMembers.telegramUserId, telegramUserId))
+        .limit(1)
+
+      const row = rows[0]
+      return row ? toHouseholdPendingMemberRecord(row) : null
     }
   }
 
diff --git a/packages/application/src/household-onboarding-service.test.ts b/packages/application/src/household-onboarding-service.test.ts
new file mode 100644
index 0000000..8184269
--- /dev/null
+++ b/packages/application/src/household-onboarding-service.test.ts
@@ -0,0 +1,213 @@
+import { describe, expect, test } from 'bun:test'
+
+import type {
+  FinanceMemberRecord,
+  HouseholdConfigurationRepository,
+  HouseholdJoinTokenRecord,
+  HouseholdPendingMemberRecord,
+  HouseholdTelegramChatRecord,
+  HouseholdTopicBindingRecord
+} from '@household/ports'
+
+import { createHouseholdOnboardingService } from './household-onboarding-service'
+
+function createRepositoryStub() {
+  const household: HouseholdTelegramChatRecord = {
+    householdId: 'household-1',
+    householdName: 'Kojori House',
+    telegramChatId: '-100123',
+    telegramChatType: 'supergroup',
+    title: 'Kojori House'
+  }
+  let joinToken: HouseholdJoinTokenRecord | null = null
+  const pendingMembers = new Map<string, HouseholdPendingMemberRecord>()
+
+  const repository: HouseholdConfigurationRepository = {
+    async registerTelegramHouseholdChat() {
+      return {
+        status: 'existing',
+        household
+      }
+    },
+    async getTelegramHouseholdChat() {
+      return household
+    },
+    async bindHouseholdTopic(input) {
+      const binding: HouseholdTopicBindingRecord = {
+        householdId: input.householdId,
+        role: input.role,
+        telegramThreadId: input.telegramThreadId,
+        topicName: input.topicName?.trim() || null
+      }
+      return binding
+    },
+    async getHouseholdTopicBinding() {
+      return null
+    },
+    async findHouseholdTopicByTelegramContext() {
+      return null
+    },
+    async listHouseholdTopicBindings() {
+      return []
+    },
+    async upsertHouseholdJoinToken(input) {
+      joinToken = {
+        householdId: household.householdId,
+        householdName: household.householdName,
+        token: input.token,
+        createdByTelegramUserId: input.createdByTelegramUserId ?? null
+      }
+      return joinToken
+    },
+    async getHouseholdJoinToken() {
+      return joinToken
+    },
+    async getHouseholdByJoinToken(token) {
+      return joinToken?.token === token ? household : null
+    },
+    async upsertPendingHouseholdMember(input) {
+      const record: HouseholdPendingMemberRecord = {
+        householdId: household.householdId,
+        householdName: household.householdName,
+        telegramUserId: input.telegramUserId,
+        displayName: input.displayName,
+        username: input.username?.trim() || null,
+        languageCode: input.languageCode?.trim() || null
+      }
+      pendingMembers.set(input.telegramUserId, record)
+      return record
+    },
+    async getPendingHouseholdMember(_householdId, telegramUserId) {
+      return pendingMembers.get(telegramUserId) ?? null
+    },
+    async findPendingHouseholdMemberByTelegramUserId(telegramUserId) {
+      return pendingMembers.get(telegramUserId) ?? null
+    }
+  }
+
+  return {
+    repository
+  }
+}
+
+describe('createHouseholdOnboardingService', () => {
+  test('creates and reuses a stable join token for a household', async () => {
+    const { repository } = createRepositoryStub()
+    const service = createHouseholdOnboardingService({
+      repository,
+      tokenFactory: () => 'join-token'
+    })
+
+    const created = await service.ensureHouseholdJoinToken({
+      householdId: 'household-1',
+      actorTelegramUserId: '1'
+    })
+    const reused = await service.ensureHouseholdJoinToken({
+      householdId: 'household-1'
+    })
+
+    expect(created.token).toBe('join-token')
+    expect(reused.token).toBe('join-token')
+  })
+
+  test('reports join_required for a valid token and non-member', async () => {
+    const { repository } = createRepositoryStub()
+    const service = createHouseholdOnboardingService({
+      repository,
+      tokenFactory: () => 'join-token'
+    })
+    await service.ensureHouseholdJoinToken({
+      householdId: 'household-1'
+    })
+
+    const access = await service.getMiniAppAccess({
+      identity: {
+        telegramUserId: '42',
+        displayName: 'Stan'
+      },
+      joinToken: 'join-token'
+    })
+
+    expect(access).toEqual({
+      status: 'join_required',
+      household: {
+        id: 'household-1',
+        name: 'Kojori House'
+      }
+    })
+  })
+
+  test('creates a pending join request', async () => {
+    const { repository } = createRepositoryStub()
+    const service = createHouseholdOnboardingService({
+      repository,
+      tokenFactory: () => 'join-token'
+    })
+    await service.ensureHouseholdJoinToken({
+      householdId: 'household-1'
+    })
+
+    const result = await service.joinHousehold({
+      identity: {
+        telegramUserId: '42',
+        displayName: 'Stan',
+        username: 'stan'
+      },
+      joinToken: 'join-token'
+    })
+
+    expect(result).toEqual({
+      status: 'pending',
+      household: {
+        id: 'household-1',
+        name: 'Kojori House'
+      }
+    })
+
+    const access = await service.getMiniAppAccess({
+      identity: {
+        telegramUserId: '42',
+        displayName: 'Stan'
+      }
+    })
+
+    expect(access).toEqual({
+      status: 'pending',
+      household: {
+        id: 'household-1',
+        name: 'Kojori House'
+      }
+    })
+  })
+
+  test('returns active when the user is already a finance member', async () => {
+    const { repository } = createRepositoryStub()
+    const member: FinanceMemberRecord = {
+      id: 'member-1',
+      telegramUserId: '42',
+      displayName: 'Stan',
+      isAdmin: true
+    }
+    const service = createHouseholdOnboardingService({
+      repository,
+      getMemberByTelegramUserId: async () => member
+    })
+
+    const access = await service.getMiniAppAccess({
+      identity: {
+        telegramUserId: '42',
+        displayName: 'Stan'
+      },
+      joinToken: 'anything'
+    })
+
+    expect(access).toEqual({
+      status: 'active',
+      member: {
+        id: 'member-1',
+        displayName: 'Stan',
+        isAdmin: true
+      }
+    })
+  })
+})
diff --git a/packages/application/src/household-onboarding-service.ts b/packages/application/src/household-onboarding-service.ts
new file mode 100644
index 0000000..e002df9
--- /dev/null
+++ b/packages/application/src/household-onboarding-service.ts
@@ -0,0 +1,228 @@
+import { randomBytes } from 'node:crypto'
+
+import type { FinanceMemberRecord, HouseholdConfigurationRepository } from '@household/ports'
+
+export interface HouseholdOnboardingIdentity {
+  telegramUserId: string
+  displayName: string
+  username?: string | null
+  languageCode?: string | null
+}
+
+export type HouseholdMiniAppAccess =
+  | {
+      status: 'active'
+      member: {
+        id: string
+        displayName: string
+        isAdmin: boolean
+      }
+    }
+  | {
+      status: 'pending'
+      household: {
+        id: string
+        name: string
+      }
+    }
+  | {
+      status: 'join_required'
+      household: {
+        id: string
+        name: string
+      }
+    }
+  | {
+      status: 'open_from_group'
+    }
+
+export interface HouseholdOnboardingService {
+  ensureHouseholdJoinToken(input: { householdId: string; actorTelegramUserId?: string }): Promise<{
+    householdId: string
+    householdName: string
+    token: string
+  }>
+  getMiniAppAccess(input: {
+    identity: HouseholdOnboardingIdentity
+    joinToken?: string
+  }): Promise<HouseholdMiniAppAccess>
+  joinHousehold(input: { identity: HouseholdOnboardingIdentity; joinToken: string }): Promise<
+    | {
+        status: 'pending'
+        household: {
+          id: string
+          name: string
+        }
+      }
+    | {
+        status: 'active'
+        member: {
+          id: string
+          displayName: string
+          isAdmin: boolean
+        }
+      }
+    | {
+        status: 'invalid_token'
+      }
+  >
+}
+
+function toMember(member: FinanceMemberRecord): {
+  id: string
+  displayName: string
+  isAdmin: boolean
+} {
+  return {
+    id: member.id,
+    displayName: member.displayName,
+    isAdmin: member.isAdmin
+  }
+}
+
+function generateJoinToken(): string {
+  return randomBytes(24).toString('base64url')
+}
+
+export function createHouseholdOnboardingService(options: {
+  repository: HouseholdConfigurationRepository
+  getMemberByTelegramUserId?: (telegramUserId: string) => Promise<FinanceMemberRecord | null>
+  tokenFactory?: () => string
+}): HouseholdOnboardingService {
+  const createToken = options.tokenFactory ?? generateJoinToken
+
+  return {
+    async ensureHouseholdJoinToken(input) {
+      const existing = await options.repository.getHouseholdJoinToken(input.householdId)
+      if (existing) {
+        return {
+          householdId: existing.householdId,
+          householdName: existing.householdName,
+          token: existing.token
+        }
+      }
+
+      const token = createToken()
+      const created = await options.repository.upsertHouseholdJoinToken({
+        householdId: input.householdId,
+        token,
+        ...(input.actorTelegramUserId
+          ? {
+              createdByTelegramUserId: input.actorTelegramUserId
+            }
+          : {})
+      })
+
+      return {
+        householdId: created.householdId,
+        householdName: created.householdName,
+        token: created.token
+      }
+    },
+
+    async getMiniAppAccess(input) {
+      const activeMember = options.getMemberByTelegramUserId
+        ? await options.getMemberByTelegramUserId(input.identity.telegramUserId)
+        : null
+
+      if (activeMember) {
+        return {
+          status: 'active',
+          member: toMember(activeMember)
+        }
+      }
+
+      const existingPending = await options.repository.findPendingHouseholdMemberByTelegramUserId(
+        input.identity.telegramUserId
+      )
+      if (existingPending) {
+        return {
+          status: 'pending',
+          household: {
+            id: existingPending.householdId,
+            name: existingPending.householdName
+          }
+        }
+      }
+
+      if (!input.joinToken) {
+        return {
+          status: 'open_from_group'
+        }
+      }
+
+      const household = await options.repository.getHouseholdByJoinToken(input.joinToken)
+      if (!household) {
+        return {
+          status: 'open_from_group'
+        }
+      }
+
+      const pending = await options.repository.getPendingHouseholdMember(
+        household.householdId,
+        input.identity.telegramUserId
+      )
+      if (pending) {
+        return {
+          status: 'pending',
+          household: {
+            id: pending.householdId,
+            name: pending.householdName
+          }
+        }
+      }
+
+      return {
+        status: 'join_required',
+        household: {
+          id: household.householdId,
+          name: household.householdName
+        }
+      }
+    },
+
+    async joinHousehold(input) {
+      const household = await options.repository.getHouseholdByJoinToken(input.joinToken)
+      if (!household) {
+        return {
+          status: 'invalid_token'
+        }
+      }
+
+      const activeMember = options.getMemberByTelegramUserId
+        ? await options.getMemberByTelegramUserId(input.identity.telegramUserId)
+        : null
+
+      if (activeMember) {
+        return {
+          status: 'active',
+          member: toMember(activeMember)
+        }
+      }
+
+      const pending = await options.repository.upsertPendingHouseholdMember({
+        householdId: household.householdId,
+        telegramUserId: input.identity.telegramUserId,
+        displayName: input.identity.displayName,
+        ...(input.identity.username
+          ? {
+              username: input.identity.username
+            }
+          : {}),
+        ...(input.identity.languageCode
+          ? {
+              languageCode: input.identity.languageCode
+            }
+          : {})
+      })
+
+      return {
+        status: 'pending',
+        household: {
+          id: pending.householdId,
+          name: pending.householdName
+        }
+      }
+    }
+  }
+}
diff --git a/packages/application/src/household-setup-service.test.ts b/packages/application/src/household-setup-service.test.ts
index e5a5549..b0667c4 100644
--- a/packages/application/src/household-setup-service.test.ts
+++ b/packages/application/src/household-setup-service.test.ts
@@ -2,6 +2,8 @@ import { describe, expect, test } from 'bun:test'
 
 import type {
   HouseholdConfigurationRepository,
+  HouseholdJoinTokenRecord,
+  HouseholdPendingMemberRecord,
   HouseholdTelegramChatRecord,
   HouseholdTopicBindingRecord
 } from '@household/ports'
@@ -11,6 +13,8 @@ import { createHouseholdSetupService } from './household-setup-service'
 function createRepositoryStub() {
   const households = new Map<string, HouseholdTelegramChatRecord>()
   const bindings = new Map<string, HouseholdTopicBindingRecord[]>()
+  const joinTokens = new Map<string, HouseholdJoinTokenRecord>()
+  const pendingMembers = new Map<string, HouseholdPendingMemberRecord>()
 
   const repository: HouseholdConfigurationRepository = {
     async registerTelegramHouseholdChat(input) {
@@ -79,6 +83,71 @@ function createRepositoryStub() {
 
     async listHouseholdTopicBindings(householdId) {
       return bindings.get(householdId) ?? []
+    },
+
+    async upsertHouseholdJoinToken(input) {
+      const household = [...households.values()].find(
+        (entry) => entry.householdId === input.householdId
+      )
+      if (!household) {
+        throw new Error('Missing household')
+      }
+
+      const record: HouseholdJoinTokenRecord = {
+        householdId: household.householdId,
+        householdName: household.householdName,
+        token: input.token,
+        createdByTelegramUserId: input.createdByTelegramUserId ?? null
+      }
+      joinTokens.set(household.householdId, record)
+      return record
+    },
+
+    async getHouseholdJoinToken(householdId) {
+      return joinTokens.get(householdId) ?? null
+    },
+
+    async getHouseholdByJoinToken(token) {
+      const record = [...joinTokens.values()].find((entry) => entry.token === token)
+      if (!record) {
+        return null
+      }
+
+      return (
+        [...households.values()].find((entry) => entry.householdId === record.householdId) ?? null
+      )
+    },
+
+    async upsertPendingHouseholdMember(input) {
+      const household = [...households.values()].find(
+        (entry) => entry.householdId === input.householdId
+      )
+      if (!household) {
+        throw new Error('Missing household')
+      }
+
+      const key = `${input.householdId}:${input.telegramUserId}`
+      const record: HouseholdPendingMemberRecord = {
+        householdId: household.householdId,
+        householdName: household.householdName,
+        telegramUserId: input.telegramUserId,
+        displayName: input.displayName,
+        username: input.username?.trim() || null,
+        languageCode: input.languageCode?.trim() || null
+      }
+      pendingMembers.set(key, record)
+      return record
+    },
+
+    async getPendingHouseholdMember(householdId, telegramUserId) {
+      return pendingMembers.get(`${householdId}:${telegramUserId}`) ?? null
+    },
+
+    async findPendingHouseholdMemberByTelegramUserId(telegramUserId) {
+      return (
+        [...pendingMembers.values()].find((entry) => entry.telegramUserId === telegramUserId) ??
+        null
+      )
     }
   }
 
diff --git a/packages/application/src/index.ts b/packages/application/src/index.ts
index fa0dccb..5f65d61 100644
--- a/packages/application/src/index.ts
+++ b/packages/application/src/index.ts
@@ -6,6 +6,12 @@ export {
 } from './anonymous-feedback-service'
 export { createFinanceCommandService, type FinanceCommandService } from './finance-command-service'
 export { createHouseholdSetupService, type HouseholdSetupService } from './household-setup-service'
+export {
+  createHouseholdOnboardingService,
+  type HouseholdMiniAppAccess,
+  type HouseholdOnboardingIdentity,
+  type HouseholdOnboardingService
+} from './household-onboarding-service'
 export {
   createReminderJobService,
   type ReminderJobResult,
diff --git a/packages/db/drizzle/0006_marvelous_nehzno.sql b/packages/db/drizzle/0006_marvelous_nehzno.sql
new file mode 100644
index 0000000..680ab5e
--- /dev/null
+++ b/packages/db/drizzle/0006_marvelous_nehzno.sql
@@ -0,0 +1,26 @@
+CREATE TABLE "household_join_tokens" (
+	"id" uuid PRIMARY KEY DEFAULT gen_random_uuid() NOT NULL,
+	"household_id" uuid NOT NULL,
+	"token" text NOT NULL,
+	"created_by_telegram_user_id" text,
+	"created_at" timestamp with time zone DEFAULT now() NOT NULL,
+	"updated_at" timestamp with time zone DEFAULT now() NOT NULL
+);
+--> statement-breakpoint
+CREATE TABLE "household_pending_members" (
+	"id" uuid PRIMARY KEY DEFAULT gen_random_uuid() NOT NULL,
+	"household_id" uuid NOT NULL,
+	"telegram_user_id" text NOT NULL,
+	"display_name" text NOT NULL,
+	"username" text,
+	"language_code" text,
+	"created_at" timestamp with time zone DEFAULT now() NOT NULL,
+	"updated_at" timestamp with time zone DEFAULT now() NOT NULL
+);
+--> statement-breakpoint
+ALTER TABLE "household_join_tokens" ADD CONSTRAINT "household_join_tokens_household_id_households_id_fk" FOREIGN KEY ("household_id") REFERENCES "public"."households"("id") ON DELETE cascade ON UPDATE no action;--> statement-breakpoint
+ALTER TABLE "household_pending_members" ADD CONSTRAINT "household_pending_members_household_id_households_id_fk" FOREIGN KEY ("household_id") REFERENCES "public"."households"("id") ON DELETE cascade ON UPDATE no action;--> statement-breakpoint
+CREATE UNIQUE INDEX "household_join_tokens_household_unique" ON "household_join_tokens" USING btree ("household_id");--> statement-breakpoint
+CREATE UNIQUE INDEX "household_join_tokens_token_unique" ON "household_join_tokens" USING btree ("token");--> statement-breakpoint
+CREATE UNIQUE INDEX "household_pending_members_household_user_unique" ON "household_pending_members" USING btree ("household_id","telegram_user_id");--> statement-breakpoint
+CREATE INDEX "household_pending_members_telegram_user_idx" ON "household_pending_members" USING btree ("telegram_user_id");
\ No newline at end of file
diff --git a/packages/db/drizzle/meta/0006_snapshot.json b/packages/db/drizzle/meta/0006_snapshot.json
new file mode 100644
index 0000000..9239dcb
--- /dev/null
+++ b/packages/db/drizzle/meta/0006_snapshot.json
@@ -0,0 +1,2022 @@
+{
+  "id": "3bb36a80-a332-4340-8673-084cc470c322",
+  "prevId": "f1aee806-f5dc-46a0-b17b-2d54b552592f",
+  "version": "7",
+  "dialect": "postgresql",
+  "tables": {
+    "public.anonymous_messages": {
+      "name": "anonymous_messages",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "submitted_by_member_id": {
+          "name": "submitted_by_member_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "raw_text": {
+          "name": "raw_text",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "sanitized_text": {
+          "name": "sanitized_text",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "moderation_status": {
+          "name": "moderation_status",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "moderation_reason": {
+          "name": "moderation_reason",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "telegram_chat_id": {
+          "name": "telegram_chat_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_message_id": {
+          "name": "telegram_message_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_update_id": {
+          "name": "telegram_update_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "posted_chat_id": {
+          "name": "posted_chat_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "posted_thread_id": {
+          "name": "posted_thread_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "posted_message_id": {
+          "name": "posted_message_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "failure_reason": {
+          "name": "failure_reason",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        },
+        "posted_at": {
+          "name": "posted_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": false
+        }
+      },
+      "indexes": {
+        "anonymous_messages_household_tg_update_unique": {
+          "name": "anonymous_messages_household_tg_update_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "telegram_update_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "anonymous_messages_member_created_idx": {
+          "name": "anonymous_messages_member_created_idx",
+          "columns": [
+            {
+              "expression": "submitted_by_member_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "created_at",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "anonymous_messages_status_created_idx": {
+          "name": "anonymous_messages_status_created_idx",
+          "columns": [
+            {
+              "expression": "moderation_status",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "created_at",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "anonymous_messages_household_id_households_id_fk": {
+          "name": "anonymous_messages_household_id_households_id_fk",
+          "tableFrom": "anonymous_messages",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        },
+        "anonymous_messages_submitted_by_member_id_members_id_fk": {
+          "name": "anonymous_messages_submitted_by_member_id_members_id_fk",
+          "tableFrom": "anonymous_messages",
+          "tableTo": "members",
+          "columnsFrom": ["submitted_by_member_id"],
+          "columnsTo": ["id"],
+          "onDelete": "restrict",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.billing_cycles": {
+      "name": "billing_cycles",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "period": {
+          "name": "period",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "currency": {
+          "name": "currency",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "started_at": {
+          "name": "started_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        },
+        "closed_at": {
+          "name": "closed_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "billing_cycles_household_period_unique": {
+          "name": "billing_cycles_household_period_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "period",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "billing_cycles_household_period_idx": {
+          "name": "billing_cycles_household_period_idx",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "period",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "billing_cycles_household_id_households_id_fk": {
+          "name": "billing_cycles_household_id_households_id_fk",
+          "tableFrom": "billing_cycles",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.household_join_tokens": {
+      "name": "household_join_tokens",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "token": {
+          "name": "token",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "created_by_telegram_user_id": {
+          "name": "created_by_telegram_user_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        },
+        "updated_at": {
+          "name": "updated_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "household_join_tokens_household_unique": {
+          "name": "household_join_tokens_household_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "household_join_tokens_token_unique": {
+          "name": "household_join_tokens_token_unique",
+          "columns": [
+            {
+              "expression": "token",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "household_join_tokens_household_id_households_id_fk": {
+          "name": "household_join_tokens_household_id_households_id_fk",
+          "tableFrom": "household_join_tokens",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.household_pending_members": {
+      "name": "household_pending_members",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_user_id": {
+          "name": "telegram_user_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "display_name": {
+          "name": "display_name",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "username": {
+          "name": "username",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "language_code": {
+          "name": "language_code",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        },
+        "updated_at": {
+          "name": "updated_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "household_pending_members_household_user_unique": {
+          "name": "household_pending_members_household_user_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "telegram_user_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "household_pending_members_telegram_user_idx": {
+          "name": "household_pending_members_telegram_user_idx",
+          "columns": [
+            {
+              "expression": "telegram_user_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "household_pending_members_household_id_households_id_fk": {
+          "name": "household_pending_members_household_id_households_id_fk",
+          "tableFrom": "household_pending_members",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.household_telegram_chats": {
+      "name": "household_telegram_chats",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_chat_id": {
+          "name": "telegram_chat_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_chat_type": {
+          "name": "telegram_chat_type",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "title": {
+          "name": "title",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        },
+        "updated_at": {
+          "name": "updated_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "household_telegram_chats_household_unique": {
+          "name": "household_telegram_chats_household_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "household_telegram_chats_chat_unique": {
+          "name": "household_telegram_chats_chat_unique",
+          "columns": [
+            {
+              "expression": "telegram_chat_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "household_telegram_chats_household_id_households_id_fk": {
+          "name": "household_telegram_chats_household_id_households_id_fk",
+          "tableFrom": "household_telegram_chats",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.household_topic_bindings": {
+      "name": "household_topic_bindings",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "role": {
+          "name": "role",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_thread_id": {
+          "name": "telegram_thread_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "topic_name": {
+          "name": "topic_name",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        },
+        "updated_at": {
+          "name": "updated_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "household_topic_bindings_household_role_unique": {
+          "name": "household_topic_bindings_household_role_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "role",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "household_topic_bindings_household_thread_unique": {
+          "name": "household_topic_bindings_household_thread_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "telegram_thread_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "household_topic_bindings_household_role_idx": {
+          "name": "household_topic_bindings_household_role_idx",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "role",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "household_topic_bindings_household_id_households_id_fk": {
+          "name": "household_topic_bindings_household_id_households_id_fk",
+          "tableFrom": "household_topic_bindings",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.households": {
+      "name": "households",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "name": {
+          "name": "name",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {},
+      "foreignKeys": {},
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.members": {
+      "name": "members",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_user_id": {
+          "name": "telegram_user_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "display_name": {
+          "name": "display_name",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "is_admin": {
+          "name": "is_admin",
+          "type": "integer",
+          "primaryKey": false,
+          "notNull": true,
+          "default": 0
+        },
+        "joined_at": {
+          "name": "joined_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "members_household_idx": {
+          "name": "members_household_idx",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "members_household_tg_user_unique": {
+          "name": "members_household_tg_user_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "telegram_user_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "members_household_id_households_id_fk": {
+          "name": "members_household_id_households_id_fk",
+          "tableFrom": "members",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.presence_overrides": {
+      "name": "presence_overrides",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "cycle_id": {
+          "name": "cycle_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "member_id": {
+          "name": "member_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "utility_days": {
+          "name": "utility_days",
+          "type": "integer",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "reason": {
+          "name": "reason",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "presence_overrides_cycle_member_unique": {
+          "name": "presence_overrides_cycle_member_unique",
+          "columns": [
+            {
+              "expression": "cycle_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "member_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "presence_overrides_cycle_idx": {
+          "name": "presence_overrides_cycle_idx",
+          "columns": [
+            {
+              "expression": "cycle_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "presence_overrides_cycle_id_billing_cycles_id_fk": {
+          "name": "presence_overrides_cycle_id_billing_cycles_id_fk",
+          "tableFrom": "presence_overrides",
+          "tableTo": "billing_cycles",
+          "columnsFrom": ["cycle_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        },
+        "presence_overrides_member_id_members_id_fk": {
+          "name": "presence_overrides_member_id_members_id_fk",
+          "tableFrom": "presence_overrides",
+          "tableTo": "members",
+          "columnsFrom": ["member_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.processed_bot_messages": {
+      "name": "processed_bot_messages",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "source": {
+          "name": "source",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "source_message_key": {
+          "name": "source_message_key",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "payload_hash": {
+          "name": "payload_hash",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "processed_at": {
+          "name": "processed_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "processed_bot_messages_source_message_unique": {
+          "name": "processed_bot_messages_source_message_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "source",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "source_message_key",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "processed_bot_messages_household_id_households_id_fk": {
+          "name": "processed_bot_messages_household_id_households_id_fk",
+          "tableFrom": "processed_bot_messages",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.purchase_entries": {
+      "name": "purchase_entries",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "cycle_id": {
+          "name": "cycle_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "payer_member_id": {
+          "name": "payer_member_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "amount_minor": {
+          "name": "amount_minor",
+          "type": "bigint",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "currency": {
+          "name": "currency",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "raw_text": {
+          "name": "raw_text",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "normalized_text": {
+          "name": "normalized_text",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "parser_mode": {
+          "name": "parser_mode",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "parser_confidence": {
+          "name": "parser_confidence",
+          "type": "integer",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_chat_id": {
+          "name": "telegram_chat_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "telegram_message_id": {
+          "name": "telegram_message_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "telegram_thread_id": {
+          "name": "telegram_thread_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "message_sent_at": {
+          "name": "message_sent_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "purchase_entries_household_cycle_idx": {
+          "name": "purchase_entries_household_cycle_idx",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "cycle_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "purchase_entries_payer_idx": {
+          "name": "purchase_entries_payer_idx",
+          "columns": [
+            {
+              "expression": "payer_member_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "purchase_entries_household_tg_message_unique": {
+          "name": "purchase_entries_household_tg_message_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "telegram_chat_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "telegram_message_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "purchase_entries_household_id_households_id_fk": {
+          "name": "purchase_entries_household_id_households_id_fk",
+          "tableFrom": "purchase_entries",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        },
+        "purchase_entries_cycle_id_billing_cycles_id_fk": {
+          "name": "purchase_entries_cycle_id_billing_cycles_id_fk",
+          "tableFrom": "purchase_entries",
+          "tableTo": "billing_cycles",
+          "columnsFrom": ["cycle_id"],
+          "columnsTo": ["id"],
+          "onDelete": "set null",
+          "onUpdate": "no action"
+        },
+        "purchase_entries_payer_member_id_members_id_fk": {
+          "name": "purchase_entries_payer_member_id_members_id_fk",
+          "tableFrom": "purchase_entries",
+          "tableTo": "members",
+          "columnsFrom": ["payer_member_id"],
+          "columnsTo": ["id"],
+          "onDelete": "restrict",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.purchase_messages": {
+      "name": "purchase_messages",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "sender_member_id": {
+          "name": "sender_member_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "sender_telegram_user_id": {
+          "name": "sender_telegram_user_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "sender_display_name": {
+          "name": "sender_display_name",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "raw_text": {
+          "name": "raw_text",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_chat_id": {
+          "name": "telegram_chat_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_message_id": {
+          "name": "telegram_message_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_thread_id": {
+          "name": "telegram_thread_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "telegram_update_id": {
+          "name": "telegram_update_id",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "message_sent_at": {
+          "name": "message_sent_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "parsed_amount_minor": {
+          "name": "parsed_amount_minor",
+          "type": "bigint",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "parsed_currency": {
+          "name": "parsed_currency",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "parsed_item_description": {
+          "name": "parsed_item_description",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "parser_mode": {
+          "name": "parser_mode",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "parser_confidence": {
+          "name": "parser_confidence",
+          "type": "integer",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "needs_review": {
+          "name": "needs_review",
+          "type": "integer",
+          "primaryKey": false,
+          "notNull": true,
+          "default": 1
+        },
+        "parser_error": {
+          "name": "parser_error",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "processing_status": {
+          "name": "processing_status",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "'pending'"
+        },
+        "ingested_at": {
+          "name": "ingested_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "purchase_messages_household_thread_idx": {
+          "name": "purchase_messages_household_thread_idx",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "telegram_thread_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "purchase_messages_sender_idx": {
+          "name": "purchase_messages_sender_idx",
+          "columns": [
+            {
+              "expression": "sender_telegram_user_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "purchase_messages_household_tg_message_unique": {
+          "name": "purchase_messages_household_tg_message_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "telegram_chat_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "telegram_message_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "purchase_messages_household_tg_update_unique": {
+          "name": "purchase_messages_household_tg_update_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "telegram_update_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "purchase_messages_household_id_households_id_fk": {
+          "name": "purchase_messages_household_id_households_id_fk",
+          "tableFrom": "purchase_messages",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        },
+        "purchase_messages_sender_member_id_members_id_fk": {
+          "name": "purchase_messages_sender_member_id_members_id_fk",
+          "tableFrom": "purchase_messages",
+          "tableTo": "members",
+          "columnsFrom": ["sender_member_id"],
+          "columnsTo": ["id"],
+          "onDelete": "set null",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.rent_rules": {
+      "name": "rent_rules",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "amount_minor": {
+          "name": "amount_minor",
+          "type": "bigint",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "currency": {
+          "name": "currency",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "effective_from_period": {
+          "name": "effective_from_period",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "effective_to_period": {
+          "name": "effective_to_period",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "rent_rules_household_from_period_unique": {
+          "name": "rent_rules_household_from_period_unique",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "effective_from_period",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "rent_rules_household_from_period_idx": {
+          "name": "rent_rules_household_from_period_idx",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "effective_from_period",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "rent_rules_household_id_households_id_fk": {
+          "name": "rent_rules_household_id_households_id_fk",
+          "tableFrom": "rent_rules",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.settlement_lines": {
+      "name": "settlement_lines",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "settlement_id": {
+          "name": "settlement_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "member_id": {
+          "name": "member_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "rent_share_minor": {
+          "name": "rent_share_minor",
+          "type": "bigint",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "utility_share_minor": {
+          "name": "utility_share_minor",
+          "type": "bigint",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "purchase_offset_minor": {
+          "name": "purchase_offset_minor",
+          "type": "bigint",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "net_due_minor": {
+          "name": "net_due_minor",
+          "type": "bigint",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "explanations": {
+          "name": "explanations",
+          "type": "jsonb",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "'[]'::jsonb"
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "settlement_lines_settlement_member_unique": {
+          "name": "settlement_lines_settlement_member_unique",
+          "columns": [
+            {
+              "expression": "settlement_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "member_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "settlement_lines_settlement_idx": {
+          "name": "settlement_lines_settlement_idx",
+          "columns": [
+            {
+              "expression": "settlement_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "settlement_lines_settlement_id_settlements_id_fk": {
+          "name": "settlement_lines_settlement_id_settlements_id_fk",
+          "tableFrom": "settlement_lines",
+          "tableTo": "settlements",
+          "columnsFrom": ["settlement_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        },
+        "settlement_lines_member_id_members_id_fk": {
+          "name": "settlement_lines_member_id_members_id_fk",
+          "tableFrom": "settlement_lines",
+          "tableTo": "members",
+          "columnsFrom": ["member_id"],
+          "columnsTo": ["id"],
+          "onDelete": "restrict",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.settlements": {
+      "name": "settlements",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "cycle_id": {
+          "name": "cycle_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "input_hash": {
+          "name": "input_hash",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "total_due_minor": {
+          "name": "total_due_minor",
+          "type": "bigint",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "currency": {
+          "name": "currency",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "computed_at": {
+          "name": "computed_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        },
+        "metadata": {
+          "name": "metadata",
+          "type": "jsonb",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "'{}'::jsonb"
+        }
+      },
+      "indexes": {
+        "settlements_cycle_unique": {
+          "name": "settlements_cycle_unique",
+          "columns": [
+            {
+              "expression": "cycle_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": true,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "settlements_household_computed_idx": {
+          "name": "settlements_household_computed_idx",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "computed_at",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "settlements_household_id_households_id_fk": {
+          "name": "settlements_household_id_households_id_fk",
+          "tableFrom": "settlements",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        },
+        "settlements_cycle_id_billing_cycles_id_fk": {
+          "name": "settlements_cycle_id_billing_cycles_id_fk",
+          "tableFrom": "settlements",
+          "tableTo": "billing_cycles",
+          "columnsFrom": ["cycle_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    },
+    "public.utility_bills": {
+      "name": "utility_bills",
+      "schema": "",
+      "columns": {
+        "id": {
+          "name": "id",
+          "type": "uuid",
+          "primaryKey": true,
+          "notNull": true,
+          "default": "gen_random_uuid()"
+        },
+        "household_id": {
+          "name": "household_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "cycle_id": {
+          "name": "cycle_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "bill_name": {
+          "name": "bill_name",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "amount_minor": {
+          "name": "amount_minor",
+          "type": "bigint",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "currency": {
+          "name": "currency",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true
+        },
+        "due_date": {
+          "name": "due_date",
+          "type": "date",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "source": {
+          "name": "source",
+          "type": "text",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "'manual'"
+        },
+        "created_by_member_id": {
+          "name": "created_by_member_id",
+          "type": "uuid",
+          "primaryKey": false,
+          "notNull": false
+        },
+        "created_at": {
+          "name": "created_at",
+          "type": "timestamp with time zone",
+          "primaryKey": false,
+          "notNull": true,
+          "default": "now()"
+        }
+      },
+      "indexes": {
+        "utility_bills_cycle_idx": {
+          "name": "utility_bills_cycle_idx",
+          "columns": [
+            {
+              "expression": "cycle_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        },
+        "utility_bills_household_cycle_idx": {
+          "name": "utility_bills_household_cycle_idx",
+          "columns": [
+            {
+              "expression": "household_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            },
+            {
+              "expression": "cycle_id",
+              "isExpression": false,
+              "asc": true,
+              "nulls": "last"
+            }
+          ],
+          "isUnique": false,
+          "concurrently": false,
+          "method": "btree",
+          "with": {}
+        }
+      },
+      "foreignKeys": {
+        "utility_bills_household_id_households_id_fk": {
+          "name": "utility_bills_household_id_households_id_fk",
+          "tableFrom": "utility_bills",
+          "tableTo": "households",
+          "columnsFrom": ["household_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        },
+        "utility_bills_cycle_id_billing_cycles_id_fk": {
+          "name": "utility_bills_cycle_id_billing_cycles_id_fk",
+          "tableFrom": "utility_bills",
+          "tableTo": "billing_cycles",
+          "columnsFrom": ["cycle_id"],
+          "columnsTo": ["id"],
+          "onDelete": "cascade",
+          "onUpdate": "no action"
+        },
+        "utility_bills_created_by_member_id_members_id_fk": {
+          "name": "utility_bills_created_by_member_id_members_id_fk",
+          "tableFrom": "utility_bills",
+          "tableTo": "members",
+          "columnsFrom": ["created_by_member_id"],
+          "columnsTo": ["id"],
+          "onDelete": "set null",
+          "onUpdate": "no action"
+        }
+      },
+      "compositePrimaryKeys": {},
+      "uniqueConstraints": {},
+      "policies": {},
+      "checkConstraints": {},
+      "isRLSEnabled": false
+    }
+  },
+  "enums": {},
+  "schemas": {},
+  "sequences": {},
+  "roles": {},
+  "policies": {},
+  "views": {},
+  "_meta": {
+    "columns": {},
+    "schemas": {},
+    "tables": {}
+  }
+}
diff --git a/packages/db/drizzle/meta/_journal.json b/packages/db/drizzle/meta/_journal.json
index 3432222..e881bd9 100644
--- a/packages/db/drizzle/meta/_journal.json
+++ b/packages/db/drizzle/meta/_journal.json
@@ -43,6 +43,13 @@
       "when": 1773012360748,
       "tag": "0005_free_kang",
       "breakpoints": true
+    },
+    {
+      "idx": 6,
+      "version": "7",
+      "when": 1773015092441,
+      "tag": "0006_marvelous_nehzno",
+      "breakpoints": true
     }
   ]
 }
diff --git a/packages/db/src/schema.ts b/packages/db/src/schema.ts
index 6b44f64..d3eb7c2 100644
--- a/packages/db/src/schema.ts
+++ b/packages/db/src/schema.ts
@@ -66,6 +66,47 @@ export const householdTopicBindings = pgTable(
   })
 )
 
+export const householdJoinTokens = pgTable(
+  'household_join_tokens',
+  {
+    id: uuid('id').defaultRandom().primaryKey(),
+    householdId: uuid('household_id')
+      .notNull()
+      .references(() => households.id, { onDelete: 'cascade' }),
+    token: text('token').notNull(),
+    createdByTelegramUserId: text('created_by_telegram_user_id'),
+    createdAt: timestamp('created_at', { withTimezone: true }).defaultNow().notNull(),
+    updatedAt: timestamp('updated_at', { withTimezone: true }).defaultNow().notNull()
+  },
+  (table) => ({
+    householdUnique: uniqueIndex('household_join_tokens_household_unique').on(table.householdId),
+    tokenUnique: uniqueIndex('household_join_tokens_token_unique').on(table.token)
+  })
+)
+
+export const householdPendingMembers = pgTable(
+  'household_pending_members',
+  {
+    id: uuid('id').defaultRandom().primaryKey(),
+    householdId: uuid('household_id')
+      .notNull()
+      .references(() => households.id, { onDelete: 'cascade' }),
+    telegramUserId: text('telegram_user_id').notNull(),
+    displayName: text('display_name').notNull(),
+    username: text('username'),
+    languageCode: text('language_code'),
+    createdAt: timestamp('created_at', { withTimezone: true }).defaultNow().notNull(),
+    updatedAt: timestamp('updated_at', { withTimezone: true }).defaultNow().notNull()
+  },
+  (table) => ({
+    householdUserUnique: uniqueIndex('household_pending_members_household_user_unique').on(
+      table.householdId,
+      table.telegramUserId
+    ),
+    telegramUserIdx: index('household_pending_members_telegram_user_idx').on(table.telegramUserId)
+  })
+)
+
 export const members = pgTable(
   'members',
   {
diff --git a/packages/ports/src/household-config.ts b/packages/ports/src/household-config.ts
index cfd4dd5..2fdda64 100644
--- a/packages/ports/src/household-config.ts
+++ b/packages/ports/src/household-config.ts
@@ -17,6 +17,22 @@ export interface HouseholdTopicBindingRecord {
   topicName: string | null
 }
 
+export interface HouseholdJoinTokenRecord {
+  householdId: string
+  householdName: string
+  token: string
+  createdByTelegramUserId: string | null
+}
+
+export interface HouseholdPendingMemberRecord {
+  householdId: string
+  householdName: string
+  telegramUserId: string
+  displayName: string
+  username: string | null
+  languageCode: string | null
+}
+
 export interface RegisterTelegramHouseholdChatInput {
   householdName: string
   telegramChatId: string
@@ -49,4 +65,25 @@ export interface HouseholdConfigurationRepository {
     telegramThreadId: string
   }): Promise<HouseholdTopicBindingRecord | null>
   listHouseholdTopicBindings(householdId: string): Promise<readonly HouseholdTopicBindingRecord[]>
+  upsertHouseholdJoinToken(input: {
+    householdId: string
+    token: string
+    createdByTelegramUserId?: string
+  }): Promise<HouseholdJoinTokenRecord>
+  getHouseholdJoinToken(householdId: string): Promise<HouseholdJoinTokenRecord | null>
+  getHouseholdByJoinToken(token: string): Promise<HouseholdTelegramChatRecord | null>
+  upsertPendingHouseholdMember(input: {
+    householdId: string
+    telegramUserId: string
+    displayName: string
+    username?: string
+    languageCode?: string
+  }): Promise<HouseholdPendingMemberRecord>
+  getPendingHouseholdMember(
+    householdId: string,
+    telegramUserId: string
+  ): Promise<HouseholdPendingMemberRecord | null>
+  findPendingHouseholdMemberByTelegramUserId(
+    telegramUserId: string
+  ): Promise<HouseholdPendingMemberRecord | null>
 }
diff --git a/packages/ports/src/index.ts b/packages/ports/src/index.ts
index 2798e77..51cb684 100644
--- a/packages/ports/src/index.ts
+++ b/packages/ports/src/index.ts
@@ -8,6 +8,8 @@ export {
 export {
   HOUSEHOLD_TOPIC_ROLES,
   type HouseholdConfigurationRepository,
+  type HouseholdJoinTokenRecord,
+  type HouseholdPendingMemberRecord,
   type HouseholdTelegramChatRecord,
   type HouseholdTopicBindingRecord,
   type HouseholdTopicRole,