feat(payments): add transparent balance guidance

packages/db/drizzle/0017_gigantic_selene.sql

@@ -0,0 +1 @@
+ALTER TABLE "household_billing_settings" ADD COLUMN "payment_balance_adjustment_policy" text DEFAULT 'utilities' NOT NULL;

packages/db/drizzle/meta/_journal.json

@@ -120,6 +120,13 @@
       "when": 1773225121790,
       "tag": "0016_equal_susan_delgado",
       "breakpoints": true
+    },
+    {
+      "idx": 17,
+      "version": "7",
+      "when": 1773226133315,
+      "tag": "0017_gigantic_selene",
+      "breakpoints": true
     }
   ]
 }

packages/db/src/schema.ts

@@ -27,6 +27,9 @@ export const householdBillingSettings = pgTable(
       .notNull()
       .references(() => households.id, { onDelete: 'cascade' }),
     settlementCurrency: text('settlement_currency').default('GEL').notNull(),
+    paymentBalanceAdjustmentPolicy: text('payment_balance_adjustment_policy')
+      .default('utilities')
+      .notNull(),
     rentAmountMinor: bigint('rent_amount_minor', { mode: 'bigint' }),
     rentCurrency: text('rent_currency').default('USD').notNull(),
     rentDueDay: integer('rent_due_day').default(20).notNull(),