feat(bot): add multi-household reminder delivery

apps/bot/src/i18n/locales/en.ts

@@ -133,6 +133,11 @@ export const enBotTranslations: BotTranslationCatalog = {
     statementTotal: (amount, currency) => `Total: ${amount} ${currency}`,
     statementFailed: (message) => `Failed to generate statement: ${message}`
   },
+  reminders: {
+    utilities: (period) => `Utilities reminder for ${period}`,
+    rentWarning: (period) => `Rent reminder for ${period}: payment is coming up soon.`,
+    rentDue: (period) => `Rent due reminder for ${period}: please settle payment today.`
+  },
   purchase: {
     sharedPurchaseFallback: 'shared purchase',
     recorded: (summary) => `Recorded purchase: ${summary}`,

apps/bot/src/i18n/locales/ru.ts

@@ -136,6 +136,11 @@ export const ruBotTranslations: BotTranslationCatalog = {
     statementTotal: (amount, currency) => `Итого: ${amount} ${currency}`,
     statementFailed: (message) => `Не удалось построить выписку: ${message}`
   },
+  reminders: {
+    utilities: (period) => `Напоминание по коммунальным платежам за ${period}`,
+    rentWarning: (period) => `Напоминание по аренде за ${period}: срок оплаты скоро наступит.`,
+    rentDue: (period) => `Напоминание по аренде за ${period}: пожалуйста, оплатите сегодня.`
+  },
   purchase: {
     sharedPurchaseFallback: 'общая покупка',
     recorded: (summary) => `Покупка сохранена: ${summary}`,

apps/bot/src/i18n/types.ts

@@ -138,6 +138,11 @@ export interface BotTranslationCatalog {
     statementTotal: (amount: string, currency: string) => string
     statementFailed: (message: string) => string
   }
+  reminders: {
+    utilities: (period: string) => string
+    rentWarning: (period: string) => string
+    rentDue: (period: string) => string
+  }
   purchase: {
     sharedPurchaseFallback: string
     recorded: (summary: string) => string